We're a Singapore-based fintech weaving wallets, BNPL providers, and digital banks into the world's card-rail networks — so a balance that lives anywhere can spend everywhere.
Most of the world's payments still happen on cards. But most of the world's fastest-growing balances don't live on cards — they live in wallets, BNPL lines, and neobank accounts.
Open Fabric closes the gap. We turn any account into a payment instrument the merchant already knows how to accept. Visa. Mastercard. Tap, online, in-app. No new rails. No new behavior.
We started in Southeast Asia because that's where the gap is widest — where mobile-first money outpaced the card networks by a decade. From here, we're weaving outward.


Small enough that everyone owns something real. Aligned enough that we ship in the same direction, week after week.











