Helping local payment methods
achieve a global footprint.

We're a Singapore-based fintech weaving wallets, BNPL providers, and digital banks into the world's card-rail networks — so a balance that lives anywhere can spend everywhere.

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Founded · 2022HQ · Singapore
STORY

Built where the rails
don't quite reach.

Most of the world's payments still happen on cards. But most of the world's fastest-growing balances don't live on cards — they live in wallets, BNPL lines, and neobank accounts.

Open Fabric closes the gap. We turn any account into a payment instrument the merchant already knows how to accept. Visa. Mastercard. Tap, online, in-app. No new rails. No new behavior.

We started in Southeast Asia because that's where the gap is widest — where mobile-first money outpaced the card networks by a decade. From here, we're weaving outward.

Open Fabric team at work
Open Fabric team collaborating
PRINCIPLES

Six things we
actually believe.

01 · Curiosity
Embrace curiosity, beyond ego.
The best ideas rarely come from the loudest voice. Ask first; assume last.
02 · Decisiveness
Act decisively, expect patience.
Move quickly when the path is clear, slowly when it isn't. The market doesn't reward hesitation, but it punishes haste.
03 · Optimism
Grounded optimism — reality & hope.
See the world as it is. Then build toward what it could be.
04 · Excellence
Strive for excellence, always.
Money infrastructure has no minor bugs. Get it right; then get it elegant.
05 · Iteration
Iterate for innovation.
A small change shipped weekly outruns a grand redesign shipped never.
06 · Clarity
Clarity & simplicity.
A confused customer is a lost transaction. A confused engineer is a lost weekend.
THE WEAVERS

A small team,
one set of priorities.

Small enough that everyone owns something real. Aligned enough that we ship in the same direction, week after week.

01 · Founders & execLeadership
02 · The buildEngineering
03 · The ground gameOperations & Support
BACKED BY

Patient capital, aligned interests.

Help us weave
the next rail.

See open roles Get in touch