Open Fabric bridges non-banking finance companies with state-of-the-art payment technology. Tokenize balances, orchestrate checkouts, enforce policies — all on the Visa and Mastercard networks your customers already know.
No monolithic card management suite. Pick the capabilities that fit your use case and go live fast — anywhere card payments are accepted. No new rails. No reconciliation headaches.
Turn any balance — wallet, BNPL line, bank account — into payment instruments accepted at millions of touch points on Visa and Mastercard networks.
Plug your payment method into the online world — or bring the shopping experience into your own app. Merchants and gateways integrate once.
Policy-based rulesets evaluated in real time during every authorization. Scope to all accounts, a single token, or anything in between.
Everything runs on Visa and Mastercard. Existing acceptance, existing settlement, existing consumer expectations. You get the rails; your customer gets the experience.
Choose the shape the moment calls for. The SDK handles key management, cryptograms, and lifecycle — you handle the customer experience.
From e-wallets to BNPL to neobanks, our customers ship offline, online, B2B, and agentic experiences on the same set of primitives — without teaching their users any new behavior.
Payments infrastructure only matters if it stays up, stays secure, and stays accountable. We hold the certifications regulators and partners ask for — and publish the ones they should.